BENJAMIN GRAHAM'S CLASSIFICATION OF TYPE OF INVESTORS

SELF REFLECTION QUESTION

1. Do you have time to analyse companies?

2. How much can are you willing to lose your investments in stocks?

3. Have you set aside cash enough to support yourself and/or love ones (children/parents)?

4. Is your income stable now?

SUGGESTED PORTFOLIO ALLOCATION

TYPE OF INVESTOR

DEFENSIVE/PASSIVE INVESTOR
Backup Cash
25%
Cash/Bonds/*ETFs
75%
  • Stable & low return (<8%)
  • Highly Diversified
  • Minimal time
  • Not interested & don't want to be affected by stock market
  • "I don't want to know & I don't care" attitude
ENTERPRISE/ACTIVE INVESTOR
Backup Cash
25%
Cash/Bonds/*ETFs
75%
  • Not so stable & higher return (>10%)
  • Need to manage Portfolio
  • More time required
  • Regular monitoring of companies
  • "I want to know & I care" attitude

VIA TARGET PRICE CALCULATOR

FUNDAMENTAL DATA

GRAPHS

SUMMARY OF RESULTS OF VIA FUNNEL

NO VIA CRITERIA DESCRIPTION PASS/FAIL
1 Criteria #2a EPS (Positive) FAIL
2 Criteria #2b EPS (Uptrend) FAIL
3 Criteria #2c Gross Margin > 40% FAIL
4 Criteria #2d Gross Margin (Uptrend) FAIL
5 Criteria #3a Operating Cash Flow (Positive) FAIL
6 Criteria #3b Operating Cash Flow (Uptrend) FAIL
7 Criteria #3c Free Cash Flow (Positive) FAIL
8 Criteria #3d Free Cash Flow (Uptrend) FAIL
9 Criteria #4a ROE > 15% FAIL
10 Criteria #4b ROE (Uptrend) FAIL
11 Criteria #5a ROA > 15% FAIL
12 Criteria #5b ROA (Uptrend) FAIL
13 Criteria #6a Debt/Equity < 0.5 PASS

Earnings Per Share USD

Gross Margin %

Operating Cash Flow USD Mil

Free Cash Flow USD Mil

Return on Assets %

Return on Equity %

Debt/Equity